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退休金可以继续成长吗?吴志强执业财务规划师 - 不惑Unilifesity
不惑Unilifesity

退休金可以继续成长吗?
吴志强执业财务规划师

你是否想过退休后的生活?现在拥有的退休金能否足够让你应对退休生活?若没有的话,有什么方式能让退休金成长?

退休金的成长是为了延长被动收入,让退休人士能够无顾虑地,继续完成自己的人生目标。

但据大马消费人协会联合会(FOMCA)的一份报告指出,67%的国人无法达到拥有24万令吉最低退休金的目标。

吴志强财务规划师建议,我们应拟定合适的储蓄与投资的工具来做短期、中期与长期的财务规划。用更多元化的投资组合来分散风险,让退休金能够更稳定的成长。

我们终有一天会面对退休,但区别就在于我们是否有提早进行规划,规划的越早,面对退休我们就越能泰然自若。

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