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留爱不留债国行认证财务顾问 李艾薇 - 不惑Unilifesity
不惑Unilifesity

留爱不留债
国行认证财务顾问 李艾薇

债务,可以是从个人、生活、家庭乃至贷款而来的。我们会为了让生活更好而购买更好,价格更高的产品。而这些行为,就是照成我们贷款增加的原因。但我们在这里要强调的一点是,有贷款其实不一定是坏事,它不止能让我们更好地规划自己的财务,也能让单价较高的物品用更容易负担的方式来购买。

贷款是一把双面刃,它可以让我们的现金流更充足,也可能在我们不注意的同时把我们压垮。因为债务使得家庭破碎的案例我们都时有所闻,它也可能已经发生在我们的身边。我们要如何确保贷款不会超过我们的负荷?我们应该怎么样做好债务风险的规划?这些问题都是我们在购买物品或投资时都需要考虑清楚的。

李艾薇讲师在这堂课里让我们明白,债务的规划有多重要,以及我们要如何规划我们的债务。爱家人,就不要留下他们承受不了的经济担子,延续爱,而不是债~

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