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低利率的时候硬碰通货膨胀,钱应该放在哪里?国行认证财务顾问 萧丽清/span> - 不惑Unilifesity
不惑Unilifesity

低利率的时候硬碰通货膨胀,钱应该放在哪里?
国行认证财务顾问 萧丽清/span>

自从大马进入复苏式行动管制(RMCO)阶段后,虽然我们的生活已逐渐恢复成疫情之前的状态,但新冠病毒带来的后遗症却依然存在,如全球经济大衰退这回事。

为刺激经济成长,许多国家都实行货币政策来调低利率,而大马的隔夜政策利率(Overnight Policy Rate)从今年年头的2.75%下跌至现在的1.75%,一共下调了100个基点(截至2020年9月1日)。

很遗憾的,利率下调意味着定期存款的利息会大打折扣,同时也代表了银行户口里面的前将不会发挥到最大的效益。那么在这种低利率的环境下,我们应该如何调整自己的投资以及理财策略呢?

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